Disclaimer

1. General Disclaimer

The information provided by SwiftCalc ("we", "us", or "our") on https://swiftcalc.in (the "Site") is for general informational and educational purposes only. All information on the Site is provided in good faith. However, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

Under no circumstances shall SwiftCalc have any liability to you for any loss or damage of any kind incurred as a result of the use of the Site or reliance on any information provided on the Site.

2. Not Financial, Tax, or Investment Advice

The calculators and tools on this Site — including but not limited to EMI calculators, SIP calculators, income tax calculators, GST calculators, FD/PPF/NPS return estimators, and CTC-to-in-hand salary converters — are designed to provide approximate estimates based on the inputs you provide and the mathematical formulas documented on each page.

These results do not constitute financial advice, investment advice, tax advice, legal advice, or any other form of professional counsel. You should not make any financial, investment, or tax-filing decisions based solely on the output of our calculators without consulting a qualified professional.

3. Calculation Accuracy and Limitations

While we strive to ensure that all formulas and calculations are accurate and up-to-date, there are inherent limitations:

• Tax calculations are based on published income tax slabs and rules for the indicated financial year (e.g., FY 2025-26). Actual tax liability may differ due to surcharges, cess adjustments, rebate eligibility, or changes in tax law that occur after our last update.
• Investment return projections (SIP, FD, PPF, NPS) use assumed rates of return that may not reflect actual market performance. Past returns do not guarantee future results. Mutual fund investments are subject to market risks.
• EMI calculations assume a fixed interest rate for the entire loan tenure. In practice, floating-rate loans may result in different EMI amounts over time.
• Health calculators (BMI, Calorie/TDEE) provide general estimates based on standard formulas and should not be used as a substitute for professional medical advice, diagnosis, or treatment.
• Rounding differences may cause minor discrepancies compared to bank or government calculations that use different rounding conventions.

4. Third-Party Links and Affiliate Disclosures

The Site may contain links to third-party websites or services, including affiliate links to financial service providers (brokerages, loan comparison platforms, tax filing services, and insurance providers). These links are provided for your convenience and do not signify our endorsement of such websites or their content.

We may earn a referral commission if you sign up for a service through an affiliate link. This commission comes at no additional cost to you and does not influence our calculator results or formulas. We are not responsible for the content, accuracy, or practices of any third-party website.

5. Health Information Disclaimer

Health-related calculators on this Site (such as the BMI Calculator and Calorie Calculator) are provided for informational purposes only. They are not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of a qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on this Site.

6. No Guarantee of Availability

We do not guarantee that the Site will be available at all times or that access will be uninterrupted or error-free. We reserve the right to modify, suspend, or discontinue any part of the Site at any time without prior notice.

7. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of India. Any disputes arising in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the courts in India.