SwiftCalc

Education Loan Calculator

Calculate EMIs for studies in India or abroad, taking moratorium rules into account.

Calculator Inputs
₹50K₹80L
%
8%16%
Yr
1Yr15Yr
Months
6 Months60 Months

Study period plus grace period before EMI starts.

Results
Post-Moratorium EMI₹30,602.12
Interest during Moratorium₹3,15,000
Total Repayment₹25,70,578.23
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Frequently Asked Questions

What is a moratorium period?

It is the course duration plus up to 1 year where you do not need to pay EMIs, although simple interest accumulates.

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